Ugh! You pick up the phone, hear a silence, then a click, followed by a friendly sounding voice introducing themselves, sometimes its Debbie sometime a different name. Are you sick of getting telemarketing robo-dial phone calls that sound like that? According to the Federal Trade commission , they are most likely illegal in addition to being annoying.
Debbie is most likely not her real name and she is probably not even affiliated with your credit card company. This "Debbie" person is not really interested in lowering your interest rate. No! She is trying to trick you into giving her your credit card information so she and other scammers (that she sells your info to) can bill you thousands of dollars, for deceptively advertised “services” that don’t stand much of a chance of reducing your rates. In some cases, the FTC reports that consumers have even been charged when they decline.
Thankfully, that the Federal Trade Commission has filed several lawsuits against a dozens of companies the agency says are behind these deceptive tactics.
If you are getting unsolicited robo-dial telemarketing calls to your cell phone, the company may be in violation of the Telephone Consumer Protection Act (TCPA) and you may be entitled to compensation. Please give my office, The Law Office of Todd M. Friedman a call today at (877) 449-8898 to discuss your case today.