A consumer has filed a lawsuit against the debt collection agency, AFNI Inc., for allegedly violating the Fair Debt Collection Practices Act (FDCPA), by calling him approximately ten times a day and threatening to place a warrant out for his arrest if he did not pay the alleged debt. The consumer further alleges that AFNI also violated the FDCPA by calling him before 8:00am and after 10:30pm.
The FDCPA prohibits excessive harassing calls to a consumer; false threats of arrest or accusing consumers of criminal conduct. Collection agencies who make false threats to obtain a warrant or tell consumers that a warrant was issued, violate the FDCPA.
Additionally, the FDCPA states that debt collectors can not call before 8:00am and after 9:00pm.
If you are being harassed by AFNI or any other debt collection agency in violation of the FDCPA, it is important for your case to keep a record of the phone numbers and times they call. If the debt collector is proven to be in violation of the law, you may be entitled to compensation, plus attorney fees. For more information please call Consumer Protection Attorney, Todd M. Friedman at (877) 449-8898 for a free consultation.