Month: November 2012

Washington, DC: A federal judge in Washington has approved a $32 million settlement of a class action brought against Wells Fargo Advisors by a group of approximately 3000 women who alleged gender discrimination. The women claimed  that compared with their male...

Lemon laws cover the sale of faulty motor vehicles, also known as “lemons” and make it easier for consumers to get refunds or replacements of faulty cars and trucks. Lemon laws specify the definition of a “lemon” and state what must be done to rectify the...

A greater-than-ever percentage of Americans are going to college these days, but unfortunately for them, tuition has risen sharply as well and shows no sign of stabilizing. The rising costs of attending college are far outpacing inflation, according to the U.S....

The Federal Trade Commission reports that the #1 complaint category  in 2011 was identity theft. Debt collection was 2nd with 180,928 complaints, followed by scams regarding prizes/sweepstakes /lotteries, shop-at-home and catalog sales. To lessen your chances of being...

California has laws imposing penalties on businesses that try to deceive consumers or other companies through unfair practices such as false claims regarding products or services. False advertising laws are designed to protect the consumers, such as yourself. Below...

The Consumer Product Safety Commission is charged with protecting the public from unreasonable risks of injury or death associated with the use of the thousands of consumer products under the agency's jurisdiction. Deaths, injuries, and property damage from consumer...

According to the Fair Credit Reporting Act,  the three nationwide reporting agencies, Equifax, Experian, and TransUnion are required to give you one free copy of your credit report every year.  Your credit report will contain information about where you live, your...

Many people are confused about what their rights are in the workplace.  You may have rights you didn’t even know about, or think you have rights that don’t exist. You DO have the right to not be discriminated against based on your race, age, sex, nationality,...

Social media websites are a great tool for entertainment and to keep in touch with family and friends, but always be on alert when you are using them. Increasingly, Facebook, Twitter and LinkedIn are becoming a tools of harassment by debt collectors. Social media...

Many consumers who have found themselves swimming in debt have begun seeking help from companies presenting themselves as "debt relief" providers.  And getting and getting scammed in the end. Unfortunately, many of these "debt relief" companies fail to fulfill their...