Law Offices of Todd M. Friedman, P.C.

With offices in California, Ohio, Pennsylvania and Illinois, we serve clients throughout the country.

Toll Free 877-619-8966

California 424-235-1148

Pennsylvania 424-235-1148

Illinois 312-292-9296

Over $500 million in verdicts and settlements.

Law Offices of Todd M. Friedman is open and operating. Out of concern for our clients’ health, we are offering phone and virtual meetings for both current clients and those seeking information. To contact us, please call the number appropriate to your location, listed at the top of every page.

Can a creditor sending me text messages constantly all day long?

| Nov 7, 2012 | Firm News |

If the creditor has hired a collection agency and the collection agency (not the creditor) is sending you excessive text messages, that is a violation of the Fair Debt Collection Practices Act, (FDCPA).  If the text messages are from the creditor (not a hired collection agency), the federal FDCPA does not apply.  However, you may still be able to get protection from the California Rosenthal Act.  “Unreasonable” and “Excessive” are not defined in the law.  If you sue, it will be up to the jury to make that determination.  You should send a certified letter to the creditor,  telling them not to contact you.  If the texts messages continue, you have a case for violation of the FDCPA, and you can collect monetary compensation as well as attorney fees.

If you have been getting excessive calls or test messages from a creditor please call my office, The Law Offices of Todd M. Friedman at (877) 449-8898 for a free consultation.

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