On behalf of Law Offices of Todd M. Friedman, P.C. | Nov 11, 2015 | Credit Card Debt
If you have credit card debt, you are not alone. But what may seem like a normal amount of debt to you may actually be a signal that you are in trouble, even if debt collectors have not started contacting you yet. The Motley Fool recently shared seven potential...
On behalf of Law Offices of Todd M. Friedman, P.C. | Sep 30, 2015 | Credit Card Debt
At the time the Fair Debt Collection Practices Act was first enacted in 1977, Facebook and other social media services were a distant dream. Today, unscrupulous debt collectors are no longer limited to the mail and telephone as tools to harass, intimidate and...
On behalf of Law Offices of Todd M. Friedman, P.C. | Sep 3, 2015 | Credit Card Debt
Filing for bankruptcy is one way to stop harassing phone calls and letters from debt collectors, but it is not the only solution. Bankruptcy is not a good fit for everybody with debt problems. Perhaps your debts are not large enough to justify going through...
On behalf of Law Offices of Todd M. Friedman, P.C. | Aug 12, 2015 | Credit Card Debt
If you are living in Los Angeles and struggling with credit card debt, you are not alone. In fact, millions of people nationwide find themselves carrying a balance on their credit cards from month to month. But L.A. is among the cities with the highest individual...
On behalf of Law Offices of Todd M. Friedman, P.C. | Jul 17, 2015 | Credit Card Debt
For consumers, dealing with debt can be an extremely stressful task. This is particularly the case when creditors are aggressively pursuing payments. Under both federal and state law, there are protections in place for consumers to address the problem, but sometimes...
On behalf of Law Offices of Todd M. Friedman, P.C. | Jun 10, 2015 | Credit Card Debt
Here is one sign that the economy is improving: credit card debt is going up again. This could mean that more people will soon find themselves in trouble with their credit card bills. According to WCTV-TV, a survey conducted by online credit card comparison site...
On behalf of Law Offices of Todd M. Friedman, P.C. | May 13, 2015 | Credit Card Debt
Nearly everyone who has been in credit card debt knows how stressful it can be. Of course, overly aggressive and law-breaking debt collectors don’t help, but even when that is not a factor, having this hanging over your head can put a pall over your entire life....
On behalf of Law Offices of Todd M. Friedman, P.C. | Apr 23, 2015 | Credit Card Debt
We have spoken before in this blog about the limits state and federal law put on the tactics debt collection agencies may use when trying to get money out of a person who allegedly owes a bill. For instance, the Fair Debt Collection Practices Act forbids phone calls...
On behalf of Law Offices of Todd M. Friedman, P.C. | Apr 15, 2015 | Credit Card Debt
Credit card debt is a huge burden for many people in Los Angeles. For some, a sudden job loss or medical emergency drained their savings, forcing them to charge needed expenses. Others simply got in over their heads, and need help getting a handle on their debt. An...
On behalf of Law Offices of Todd M. Friedman, P.C. | Apr 10, 2015 | Credit Card Debt
Debt collection agencies can be relentless in their pursuit of your money. Their ability to call and write to you is regulated by law, but they still retain broad rights to contact individuals they believe owe them a debt. If you believe the debt collector has the...
