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Bankruptcy and Debt Collectors

A creditor is never allowed to harass you and the law provides many remedies for consumers who are being harassed by rogue debt collectors. If you are in bankruptcy, the laws governing creditor communication are even tougher.

It is a violation of the bankruptcy “automatic stay” for creditors to contact a person in bankruptcy about paying most debts incurred prior to the bankruptcy filing.  If the debt collector has received notice of  your bankruptcy filing and continues their collection efforts, the bankruptcy code provides monetary compensation as a remedy to you for being harassed.

Although the bankruptcy court cannot stop the debt  collector from continued collection attempts, the court can award monetary damages to the individual in bankruptcy being contacted.  If you are experiencing this problem contact The Law Offices of Todd M. Friedman at (877) 449-8898.