TMF Insights:
The Law Blog

News, Updates, and Valuable Insights that withstand the test of time. Covering Employment Law and Consumer Rights Issues.

Frequently Asked Questions About Filing Bankruptcy

1. If I file a chapter 7 or a chapter 13 bankruptcy will I ever get credit again?  Yes, it is possible.  However, we caution jumping right back into ...

Can a creditor sending me text messages constantly all day long?

If the creditor has hired a collection agency and the collection agency (not the creditor) is sending you excessive text messages, that is a ...

What To Do If Debt Collectors Are harassing You

If you are receiving calls from debt collectors, whether they are your debts or not,  (sometimes debt collectors have the wrong contact information, but do not believe ...

Stopping Foreclosure By Filing Bankruptcy

Losing your home can be a very traumatic experience and often times a homeowner ends up in the predicament through no fault of their ...

Bankruptcy and Debt Collectors

A creditor is never allowed to harass you and the law provides many remedies for consumers who are being harassed by rogue debt collectors. If you ...

The Chapter 7 Bankruptcy Process

The following is a step-by-step explanation of Chapter 7 bankruptcy process after meeting with me: A bankruptcy petition and schedule will be prepared You must complete a ...