1. Most importantly, peace of mind! Make the debt collectors stop calling you in a harassing manner. Remember how nice it was to answer your phone without screening it first? Remember how peaceful it was before your phone began to ring 10+ times a day? Are you sick of telling the debt collectors to stop calling you, only to have them call back a few minutes later?
2. Get paid! If the debt collector is found to be in violation of the Fair Debt Collection Practices Act (FDCPA), the court will award you up to $1,000 compensation in statutory damages. These damages are provided by law as a penalty against debt collector found to be in violation the FDCPA and you do not have to prove that you suffered any actual harm.
3. Possibly get paid more! If a debt collector’s abuse has caused you emotional stress, loss of sleep or if the debt collector’s harassment has affected your personal relationships or performance at work, you may be able to recover actual damages.
4. A free attorney! According to the FDCPA, the debt collector in violation has to pay your attorney fees and court costs.
If you are being harassed by debt collectors be sure to document all of the debt collectors’ communications. And if a debt collector does anything that you think is untrue, harassing or abusive, please contact Consumer Protection Attorney, Todd M. Friedman at (877) 449-8898 for a free consultation. If I agree to handle your FDCPA case, you won’t have to pay me any money up front. My fees are paid by the debt collector in violation.