Consumers in California become involved in a legal transaction each time they purchase a product. This fact is relevant even when the transaction is as simple as bottled water from a convenience store. Many shoppers are unaware that both state and federal regulations...
Consumer Rights
What happens when foreign transaction errors appear?
California residents may choose among several ways to pay for things when abroad. Local currency, traveler checks and credit cards all provide ways to buy goods and services. Those preferring to use a charge account might accept the necessary and accompanying travel...
Can you be charged a foreign transaction fee from your couch?
Retail for two decades has been trending online from brick-and-mortar storefronts. The high-speed internet surge and smartphone revolution caters to a digital bazaar that lets consumers globe trot for goods without leaving their couch. Moreover, the pandemic has...
Check your credit card agreements before you travel
If you only use your credit cards in California, you shouldn't have any foreign transaction fees. But what happens if you take your credit card to a U.S. territory that is off the mainland? You may be surprised to find out that some credit card companies charge...
Fixing errors on your credit report
Those who are applying for a loan or credit card in California know the importance of having a high credit score and a clean credit report. Among other things, your credit report shows the places you have resided, the amount of debt you have and if you pay your bills...
Consumer rights to fix credit report errors
Many people don't take the time to think about what's listed on their credit report until they're applying for a loan, a mortgage or a new vehicle. However, the information found on a credit report might make doing those things nearly impossible. Consumers in...
The difficulty of fixing credit reports
One of the biggest hassles facing consumers in California is attempting to fix a mistake on their credit reports. Consumers have complained about error-filled credit reports for years. But credit agencies have not done much to prevent errors or simplify the process...
Common credit report mistakes to watch for
According to a Federal Trade Commission study, roughly 20% of Americans have errors on their credit reports. An error on your credit report may result in a lower credit score, which could make it harder to convince California lenders to approve a loan application....
California has strict price gouging regulation in place
In March and April, when the coronavirus really began spreading throughout the United States, many Californians rushed to the store to stock up on essentials: hand sanitizer, hand soap, paper towels and toilet paper. N95 masks were nearly impossible to find for those...
Travel Agency Refusing Refunds During the Coronavirus Pandemic
On June 15, 2020, consumer rights attorney, Todd Friedman spoke with NBC Los Angeles in regards to issues some customers were having with Overseas Adventure Travel. As of April 29, 2020, Overseas Adventure Travel paused all "main" trips through the end of 2020 and...
