Employment law and consumer protection, explained by the attorneys who litigate it. Straight answers on your rights at work and in the marketplace.
Consumer Rights
Washington, DC: A federal judge in Washington has approved a $32 million settlement of a class action brought against Wells Fargo Advisors by a group of approximately 3000 women who alleged gender discrimination. The women claimed that compared with their male counterparts, female advisors were provided fewer business opportunities by the company. The women also claimed […]
Consumer Rights
The Federal Trade Commission reports that the #1 complaint category in 2011 was identity theft. Debt collection was 2nd with 180,928 complaints, followed by scams regarding prizes/sweepstakes /lotteries, shop-at-home and catalog sales. To lessen your chances of being an identity theft victim we recommend taking the following steps. Do not give your bank account, credit […]
Consumer Rights
A greater-than-ever percentage of Americans are going to college these days, but unfortunately for them, tuition has risen sharply as well and shows no sign of stabilizing. The rising costs of attending college are far outpacing inflation, according to the U.S. Department of Education, National Center for Education Statistics “The average cost of college tuition […]
Consumer Rights
The Consumer Product Safety Commission is charged with protecting the public from unreasonable risks of injury or death associated with the use of the thousands of consumer products under the agency’s jurisdiction. Deaths, injuries, and property damage from consumer product incidents cost the nation more than $900 billion annually. CPSC is committed to protecting consumers and families […]
Consumer Rights
California has laws imposing penalties on businesses that try to deceive consumers or other companies through unfair practices such as false claims regarding products or services. False advertising laws are designed to protect the consumers, such as yourself. Below are descriptions of the these laws. Any type of deceptive advertising that causes a loss of revenue for […]
Consumer Rights
According to the Fair Credit Reporting Act, the three nationwide reporting agencies, Equifax, Experian, and TransUnion are required to give you one free copy of your credit report every year. Your credit report will contain information about where you live, your payment history, bankruptcy filings, and judgements against you. To obtain a copy of your credit report, you will have to provide your name, address, […]
Consumer Rights
Social media websites are a great tool for entertainment and to keep in touch with family and friends, but always be on alert when you are using them. Increasingly, Facebook, Twitter and LinkedIn are becoming a tools of harassment by debt collectors. Social media information has also been used in other legal proceedings, such as divorce, […]
Consumer Rights
Many consumers who have found themselves swimming in debt have begun seeking help from companies presenting themselves as “debt relief” providers. And getting and getting scammed in the end. Unfortunately, many of these “debt relief” companies fail to fulfill their promises of “debt relief” to consumers. Many of these shady companies charge large upfront fees, or multiple hidden fees. Often, a substantial […]
Consumer Rights
Class action lawsuits involve large groups of people suffering similar damages from the same entity. There are basically four types of lawsuits…. Consumer Class Action Lawsuits are brought when several consumers complain about being injured by a company’s illegal practices. Examples might include illegal charges on phone bills, illegal late payment fees, false advertising, deceptive business practices, or failure to comply […]
Consumer Rights
1. Bankruptcy Will Permanently Ruin My Credit. Bankruptcy stays on your credit history for ten years at all three major credit reporting agencies, but your credit score is updated and recalculated at least four times a year by these same agencies, based on many factors. The credit agencies give more weight to the most recent […]
Consumer Rights
In a class action lawsuit, the plaintiffs are grouped together in one lawsuit against the defendant. The one lawsuit is filed on behalf of everyone in the class, that class being a group of people who share similar damages. To be part of a class action, first, you must show that you experience with the defendant is similar […]
Consumer Rights
One common tactic debt collectors employ is to threaten to sue the debtor unless the debt is paid. Most people in the U.S. are terrified of a lawsuit, and they will do almost anything to make that possibility go away. However, it may be illegal for the debt collector to threaten you with a lawsuit. […]
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