Consumer Rights

Employment law and consumer protection, explained by the attorneys who litigate it. Straight answers on your rights at work and in the marketplace.

Consumer Rights

Help! I keep getting debt collectors calling me for someone else’s debt!

My office receives several calls a month from annoyed consumers, regarding debt collectors calling them about someone else’s debt. I recently had a client call me complaining that he had been getting calls every day on his cell phone from a debt collector looking for a “Mr. Miller”. He told the debt collector that he did not know […]

Consumer Rights

Tis The Season To Be Merry and Wise

The holiday travel season is upon us. Tis the season to be merry and cautious. Scammers love the holiday season because they know that you are often too distracted with holiday shopping, traveling and family gatherings to pay attention to their sneaky tactics. Travel scams vary widely, from pickpockets to legal resort charges-don’t assume that […]

Consumer Rights

Is Your Employer A Bully?

Bullying is not a behavior that is restricted to the school yard. It can also happen in the office by adults that should know better. Workplace bullying includes tactics such as verbal, nonverbal, psychological, physical abuse and humiliation. It is described by experts as, “systematic aggressive communication, manipulation of work, and acts aimed at humiliating or […]

Consumer Rights

Are Debt Collectors Calling Your Employer?

Aggressive Debt Collectors know that having your co-workers or employer find out that you are being perused by debt collectors, can be very embarrassing and that you might be inclined to take any means necessary to get them paid faster. It is legal for a debt collector to contact your employer if they have a […]

Consumer Rights

Checking Your Credit Report Can Save You From Identity Theft

Recently, a client contacted me regarding collection calls for debts that she did not recall incurring. According to her, she never used credit cards and she purchased her used car years ago in cash. But, the debt collectors were sure the charges were made by someone with her name and social security number. After checking […]

Consumer Rights

Ignoring Debt Collectors Is Not The Answer

By ignoring debt collectors you could end up even further in the hole because of the interest fees and late charges being added to your account every month. Instead, you should evaluate your options. First, if debt collectors are calling you constantly, harassing you, or making your life miserable, you don’t need to continue speaking with them. Instead, […]

Consumer Rights

Bankruptcies On The Rise Due To Shrinking Household Incomes

Over the last few years the average median household income has dropped 4.8 percent to $50,964, according to a report by Sentier Research. If you look at income since the start of the recession in 2007, income has dropped nearly 10 percent. The reason income has dropped? People who lost jobs during the recession have taken pay cuts in order to get […]

Consumer Rights

Class Action Lawsuit Against GameStop Has Been Filed

A class action lawsuit has been filed against GameStop, alleging that they have been collecting and storing customers’ data, violating California state law in the process. The woman who filed the lawsuit claims GameStop collected her name, address, credit card number and personal identification information (PII) after she made a purchase. California law forbids corporations from requiring customers […]

Consumer Rights

Reinstating vs Redeeming Your Repossessed Vehicle

Consumer have the right to “reinstate” their car loan by paying all amounts past due, plus any applicable delinquency charges, collection and repossession costs. California consumers should be aware that a creditor can NOT deny the right to reinstate merely because the consumer is behind on his or her payments. Consumers can also “redeem” the […]

Consumer Rights

Deleting Spam and Telemarketers From Your Life

Telemarketers, spam emails and spam texts have become heavily engrained into our everyday lives. So much so, that most of us do not even realize how much time we spend deleting the spam that fills our lives. Whether it’s the latest political candidate asking for money, credit card offers, people wanting to sell you magazines, […]

Consumer Rights

Beware of Debt Relief Scams

Many consumers who are drowning in debt are being duped into seeking help from companies representing themselves as debt relief specialists. And getting nothing in return. These companies offer to settle a consumer’s debt with creditors for substantially less than the debt’s principal through monthly payments that the company holds in escrow. Unfortunately, many of these companies take the […]

Consumer Rights

Wrongful termination is the single most frequent labor claim

Due to the poor economy there have been an increasing amount of lay-offs and terminations, sparking a huge surge in wrongful termination lawsuits. A wrongful termination attorney will study 4 areas of the law to determine whether their client has a case, including federal and state statutes, public policy, good faith and fair dealing, and implied contracts. Grounds for a […]

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