What Is The Fair Debt Collection Practices Act?
The FDCPA protects consumers against harassment, abuse and other shady creditor practices. It applies to bill collectors, collection agencies and creditors. You have rights as a consumer under this act, and an attorney experienced with the act can help you hold creditors accountable for their actions.
What Am I Entitled To Under The FDCPA?
If your rights have been violated by a creditor, you may be entitled to financial compensation. This includes statutory damages of $1,000. You may also recover additional compensation if you have suffered emotional stress or invasion of privacy or your rights under other laws have been violated.
What Are Creditors Not Allowed To Do?
For the most part, anything that seems shady or just wrong is likely to be barred by the FDCPA. This includes making threats of violence or lawsuits, accusing debtors of crimes, using foul language, threatening to garnish wages, and late-night/early morning phone calls. An experienced attorney from the Law Offices of Todd M. Friedman can help you determine whether you have a viable case.
When Can I Make My Claim?
You can file a claim anytime, but it is in your best interest to contact our nationwide law firm as soon as possible. The sooner you have a lawyer working for your interests, the sooner we can put a stop to the creditor harassment you have been subjected to.
Speak directly to your attorney. We will analyze your case and give you timely feedback.